Checking Accounts

Which account is right for you?

Minimum to open

Monthly Fee⁺

Free Transactions at Central Bank ATMs

ATM Refunds outside of Central Bank ATMs**

Free Checks & Money Orders

Credit File Monitoring¹

Access to Credit Score² & Reports²

Bill Pay

Earns Interest

Zelle®^

Sports Fan Upgrade Available

Cell Phone Protection³

$hopping Rewards™² and Cash Back Member Rewards²

⁺To waive the monthly fee:
MyChoice Checking, you must receive electronic statements and one of the following:
Maintain a recurring direct deposit;
or, use your debit card at least 10 times for a point of sale transaction;
or, keep an average daily balance of at least $500;
or, set up a monthly recurring transfer from MyChoice Checking to SaveUp℠ Savings
Preferred Interest Checking, you must have a daily balance of $1,000; or, average daily balance of $2,000 during a monthly statement cycle
World Checking, you must have a $15,000 average balance; or; $250,000 relationship banking; or $250,000 Central Investment Advisors or a Central Trust Company client.

**ATM Refunds:
MyChoice Checking and MaxMoney Checking: Must submit the other bank’s ATM receipts to any teller or customer service representative within 60 days of a transaction.
World Checking: The first four fees per statement cycle are auto-refunded.

^{^}Zelle is intended for sending money to family, friends and people you are familiar with. We recommend that you not use Zelle to send money to anyone you don’t know. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.
¹Credit file monitoring may take several days to begin following activation.
²Registration/Activation Required
³Cell Phone Bill must be paid through your MaxMoney Account.