Central Bank understands that your needs are diverse; we have a variety of personal banking products and services to create a customized solution based on your financial needs. And it all starts with a checking account. Diversify your finances. Open your new checking account online or at one of our convenient locations.
Not sure which account is right for you? Take a moment to answer a few questions for your personalized recommendation.
| MyChoice CheckingOpen Now | MaxMoney CheckingOpen Now | Preferred InterestOpen Now | World CheckingOpen Now | |
|---|---|---|---|---|
Which account is right for you? |
You are constantly on the go, receive a monthly direct deposit and use your debit card frequently. | You want a checking account with perks - security, savings, and much more! | You keep a minimum balance of $1,000 and expect to earn interest at a competitive rate. | Your spending is more complex than most, traveling often with high level spending amounts. |
Minimum to open |
$50 | $50 | $50 | $50 |
Monthly Fee+ |
$3 Avoidable Fee | $8.95 | $10 Avoidable Fee | $20 Avoidable Fee |
Free Transactions at Central Bank ATMs |
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ATM Refunds outside of Central Bank ATMs** |
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Free Checks & Money Orders |
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Credit File Monitoring1 |
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Access to Credit Score2 & Reports2 |
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Bill Pay |
FREE with eStatements | FREE with eStatements | FREE with eStatements | FREE |
Earns Interest |
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Zelle®^ |
FREE | FREE | FREE | FREE |
Sports Fan Upgrade Available |
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Cell Phone Protection3 |
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$hopping Rewards™2 and Cash Back Member Rewards2 |
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+To waive the monthly fee:
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You are constantly on the go, receive a monthly direct deposit and use your debit card frequently.
You want a checking account with perks - security, savings, and much more!
You keep a minimum balance of $1,000 and expect to earn interest at a competitive rate.
Your spending is more complex than most, traveling often with high level spending amounts.
To waive the monthly fee:
† MyChoice Checking, you must receive electronic statements and one of the following:
•Maintain a recurring direct deposit;
•or, use your debit card at least 10 times for a point of sale transaction;
•or, keep an average daily balance of at least $500;
•or, set up a monthly recurring transfer from MyChoice Checking to SaveUpSM Savings
†† Preferred Interest Checking, you must have a daily balance of $1,000; or, average Daily balance of $2,000 during a monthly statement cycle
††† World Checking, you must have a $15,000 average balance; or; $250,000 relationship banking; or $250,000 Central Investment Advisors or a Central Trust Company client
**ATM Refunds:
•MyChoice Checking and MaxMoney Checking: Must submit the other bank's ATM receipts to any teller or customer service representative within 60 days of a transaction.
•World Checking: The first four fees per statement cycle are auto-refunded.
^Zelle® is intended for sending money to family, friends and people you are familiar with. We recommend that you not use Zelle to send money to anyone you don’t know. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.
1Credit file monitoring may take several days to begin following activation.
2Registration/Activation Required
3Cell Phone Bill must be paid through your MaxMoney Account.
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Equal Housing Lender. Member FDIC.
If you want to buy or refinance your home, start with our Mortgage Center.
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Can you afford that home? Or pay off that debt? Try one of our Financial Calculators.
Pay off debt or purchase that new auto with our flexible financing options.
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This external link icon indicates a link to third-party content. By clicking on the link, you will leave our website and enter a site not owned by the bank. The site you will enter may be less secure and may have a privacy statement that differs from the bank. The products and services offered on this third-party website are not provided or guaranteed by the bank.
Equal Housing Lender. Member FDIC.
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Questions? Email Central Bank's customer service team
This external link icon indicates a link to third-party content. By clicking on the link, you will leave our website and enter a site not owned by the bank. The site you will enter may be less secure and may have a privacy statement that differs from the bank. The products and services offered on this third-party website are not provided or guaranteed by the bank.
Equal Housing Lender. Member FDIC.
