Roth IRA

A Roth IRA is much like a Traditional IRA, except for one big difference – the tax treatment. Contributions to a Roth IRA are not deductible, but your investment earnings over the years can be tax-free.

Roth IRAs allow you to invest after-tax dollars, let the investment grow tax-deferred, and take qualifying withdrawals tax-free. Roth IRAs have no age limit on those making contributions. It may feel like tax evasion, but we assure you, a Roth IRA is a perfectly legal way to save for retirement. That doesn’t mean that it can’t feel like you’re living on-the-edge. Live dangerously and start your Roth IRA today.


You can contribute:

  • At any age
  • If you have earned income from employment
  • Up to a maximum of $6,000 if your adjusted gross income is less than $139,000
  • Up to a maximum of $12,000 if you are married and filing jointly and have an adjusted gross income of less than $206,000


Increased Portability Between Plans

There is increased “portability” between retirement plans, allowing movement of money between Qualified Retirement Plans and Individual Retirement Accounts. Money can be moved from a Traditional IRA to a Roth IRA.


Withdrawal Requirements

Unlike Traditional IRAs, there is no required minimum distribution at age 72½. Your earnings can continue to grow until you need them.

Now is the time to get started. Call us today at (866) 236-8744 or stop by any location to learn more.
Traditional IRA vs. ROTH IRA